Case Studies
Explore our insights and advice on wealth management
Our Case Studies - Real-Life Situations, Practical Solutions
Wealth management analyses based on real-life scenarios, clearly explained to help you understand, make decisions, and plan for technical issues in the following areas:
legal,
financial and
tax-related.
Some are also written in English for our international clients.
Each article is based on a concrete and realistic case study drawn from actual situations encountered by our clients.
* Each case is anonymized and presented for informational purposes only. Since everyone’s financial situation is unique, these examples are not a substitute for personalized guidance.
GIFTING AND TRANSFERRING: AVOID PAYING TWO TAXES INSTEAD OF ONE!
This case study explores the benefits of a gift-and-sale arrangement, which, by bringing forward the sequence of these transactions, allows the taxpayer to pay only gift tax and settle the capital gains tax.
How can you ensure equal inheritance rights in a blended family?
This case study highlights the importance of planning one’s estate in the context of a blended family.
We observe that family structures are becoming increasingly complex and that blended families are becoming the norm.
This raises a real issue of equality among children at the time of inheritance, which must be addressed in advance.
How can you reduce your tax bill by 80% when selling your business?!
This case study illustrates how Mr. X and Mr. Y utilized a two-step process that may seem complicated at first glance, but which, when explained and implemented, allowed them to optimize the tax treatment of their exit from the company. While there are several ways to optimize a business sale, Mr. X and Mr. Y chose the option that was least costly in their situation.
Structuring the beneficiary clause: an essential tool for optimizing inheritance rights
This case study examines the key issue of drafting the beneficiary clause in a life insurance policy. It highlights the importance of carefully structuring this clause to enable beneficiaries to receive the proceeds while minimizing the tax implications of the transfer.
Even if it’s really late, we’ll say yes!
After spending several years building up your wealth, the question of how to pass it on arises.
Without proper planning, you could end up losing anywhere from 20% to 45% of your estate! It is therefore essential to ensure your wishes are carried out with peace of mind while saving significant amounts of money.
Taking on debt: a risk or a safeguard for your family?
This case study addresses a common question—the risks involved in taking out a mortgage—and helps clarify the protective role of mortgage insurance.
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