Case Studies
Explore our insights and advice on wealth management
Our Case Studies - Real-Life Situations, Practical Solutions
Wealth management analyses based on real-life scenarios, clearly explained to help you understand, make decisions, and plan for technical issues in the following areas:
legal,
financial and
tax-related.
Some are also written in English for our international clients.
Each article is based on a concrete and realistic case study drawn from actual situations encountered by our clients.
* Each case is anonymized and presented for informational purposes only. Since everyone’s financial situation is unique, these examples are not a substitute for personalized guidance.
Business Leaders: Plan Ahead for the Exit Tax to Ensure a Smooth Transition
Should you leave France before selling your business to take advantage of favorable tax rates abroad? France and taxes: a famous pairing… and even abroad, the tax authorities may still catch you off guard!
Business Owner: Why pay taxes on income you don’t need?
As a business owner, you have control over your compensation. However, whether because your personal investment warrants it or because you wish to separate your profits from the operating company, you may pay yourself income (such as management fees or dividends) that you do not actually need. As a result, you end up paying taxes and social security contributions on income that is not necessary for you. In this article, we provide you with the keys to addressing this issue.
Furnished rentals: What if the LMP were your next step?
Less well-known than the LMNP, the Professional Furnished Rental Status applies, under certain conditions, to individuals who derive significant income from their furnished rentals. From tax regimes to capital gains calculations and exemptions, this article covers the key aspects of this status.
Investing in bare ownership: a tool for building equity and diversifying real estate assets
The French real estate market is at a turning point. Faced with an uncertain legal and tax environment, many investors are questioning the long-term viability of the preferential tax regimes for furnished rentals (LMNP, LMP). In this context, how can one invest in real estate while limiting exposure to the uncertainties of taxation and management? There is an answer: investing in bare ownership.
Should one take advantage of the property tax credit in 2025, given the current rules?
The French are keen on investing in real estate. There are several tax regimes governing rentals, such as the property income regime and the furnished rental regime. When purchasing a property, one might wonder whether renting out a furnished unit through an SCI or opting for the property deficit scheme are actually good ideas. Although the property deficit scheme offers significant tax advantages, it also has limitations that should be fully understood before committing.
Real Estate in Life Insurance: A Good Idea or a Dead End?
Life insurance remains one of the French people’s favorite investment options, thanks to its flexibility, attractive tax treatment, and ability to pass on wealth. But with returns on euro-denominated funds on the decline, many savers are turning to unit-linked policies, particularly those focused on real estate. SCPI, OPCI, SCI: the range of options is expanding. But should you really include real estate in your life insurance policy? Let’s take a look at the advantages and limitations together.
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